Bands × HORO — ro-contributions
| Band | Step | Description | % |
|---|---|---|---|
| GUARANTEE · wage-guarantee fund | base | wage-guarantee fund — historical 0.25% slice now inside CAM | 0.003 |
| ACCIDENT · work-accident | share | historical 0.4–1.1% component — now consolidated into CAM | 0.005 |
| CAM · CAM (consolidated employer) | weave | consolidated employer contribution — sole employer line since the 2018 reform | 0.022 |
| PILLAR_II · Pillar II (private pension fund) | crest | peak — 3.75% of CAS routed into a private pension fund | 0.037 |
| HAZARDOUS · hazardous conditions | descent | CAS surcharge — +4% for hazardous conditions (+8% for special) | 0.04 |
| CASS · CASS (health) | round | health insurance — 10%, employee-borne | 0.1 |
| CAS · CAS (state pension) | unity | state pension — 25%, the ring closes on the heaviest single line | 0.25 |